Your insurance’s new best friend
Simple payment solution for your pet’s vet care. No surprises or hidden fees.
- Don’t pay upfront-out-of-pocket for vet bills while you’re waiting for insurance reimbursement
- Safety net for all things your insurance doesn’t cover
- Flexible payment plans for up to $10K at any clinic.
Use GoFetch Pay at any vet clinic
Don’t wait for the unexpected to happen. Get started by signing up now and downloading the app. No fees until you actually use it.
Get the vet bill
It's time to pay for your pet's vet visit, but don't reach for your wallet.
Pay with GoFetch
Open the GoFetch Pay app, select a 3- or 6-month payment plan. Generate your virtual Visa card and pay for your vet bill.
File a claim
File your insurance claim and select GoFetch as the reimbursement option.
Make monthly payments
Your insurance claim is automatically reconciled. You’re only repaying the remaining balance or what’s not covered by insurance.
Simple
Flexible
Low-Risk
Choose a 3- or 6-month payment plan for
any vet visit at any clinic in America.
No hidden fees and no credit check required.
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Free for 30 days. Simple interest at 9.99% APR after.
What you see is what you pay—never a penny more.
There's no penalty for paying your bill off early.
ASPCA® Pet Health Insurance customers get a pre-approved APR rate of 9.99%. Compared to 20%~ interest rate on an average credit card.
GoFetch is a safety net
(with or without an insurance claim)
Insurance policies come in all shapes and sizes. We can help with the costs of pre-existing conditions, checkups, dental care, food, medications and more! Even when you're not filing a claim use GoFetch Pay for any vet expense.
You may have wellness services or other procedures that are just not part of your coverage.
You can bring any vet expense, whether covered by insurance or not, into a payment plan
Your pet gets a dental cleaning along with some food
Assuming you don’t have wellness coverage
For 6 months. Interest free for 30-days and APR 9.99% after.
You may have services or other procedures that are just not part of your coverage.
You can bring any vet expense, whether covered by insurance or not, into a payment plan
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Your pet gets sick and needs x-rays and treatment at the emergency vet.
Assuming you have insurance coverage.
For 6 months. Interest free for 30-days and APR 9.99% after.
You may have wellness services or other procedures that are just not part of your coverage.
You can bring any vet expense, whether covered by insurance or not, into a payment plan
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Your pet tears their ACL while playing outside and needs surgery.
Assuming you have insurance coverage
For 6 months. Interest free for 30-days and APR 9.99% after.
More transparent than your credit card
We only charge a 9.99% interest rate after the first 30 days. There are no hidden fees. It's simple interest, not compound interest, so you’ll never pay more than you expect.
There’s no penalty for early repayment!
We're there when you need us
There are times when your policy has exclusions that aren't included in your coverage. We’re a safety net that works with your insurance so you can get the care your pet needs.
About GoFetch
- We make pet care friendly, transparent and affordable.
- We partner with insurance to give better interest rates & financial benefits.
- Trusted by +6000 pets in North America.
It’s free to get started
ASPCA® Pet Health Insurance customers get exclusive early access to GoFetch Pay.
Sign Up For Early Access
Frequently Asked Questions
For more details click here to visit our Help Center.
GoFetch Pay allows you to pay for your veterinary bill upfront and split the cost into monthly installments. It works just like a credit card, but you get to choose a 3- or 6-month payment plan. There's no credit check required.
GoFetch Pay is in a beta or early access stage, so users are given access in different phases, anywhere from one month or more.
As an ASPCA® Pet Health Insurance policyholder, you're automatically qualified to use GoFetch Pay. There is no cost to sign up.
The first step is to sign up on the GoFetch Pay website and answer a few questions. Then we'll work with ASPCA® Pet Health Insurance to get you set up.
You'll receive an email when it's time to download the GoFetch Pay app.
When it's time to pay your vet bill open the GoFetch Pay app, then select a 3- or 6-month payment plan. Generate a virtual Visa card and use it like a credit card to pay the bill. Even if you're not making a pet insurance claim you can still use GoFetch Pay.
If you're filing an insurance claim, select GoFetch as the reimbursement option. Once your insurance provider reimburses GoFetch, your claim is automatically reconciled. You’re only repaying the remaining balance or the amount that was not covered by your policy. Or you can choose to reimburse yourself and then repay GoFetch.
If you have an active ASPCA® Pet Health Insurance policy any veterinary services or items (like food and medication) that can be purchased at the veterinary clinic can be charged to GoFetch Pay. And you can even use GoFetch Pay for all your pets, just don't file and insurance claim.
