Your insurance’s new best friend

Simple payment solution for your pet’s vet care. No surprises or hidden fees.

  • Don’t pay upfront-out-of-pocket for vet bills while you’re waiting for insurance reimbursement

  • Safety net for all things your insurance doesn’t cover

  • Direct pay the vet—up to $10K interest-free for 45 days for care at any clinic, any time

Claim Your FREE Account
Coming Spring 2023. ASPCA® Pet Health Insurance policyholders are automatically qualified for free.
Picture of woman holding two puppies and picture of a smartphone with the GoFetch app on screen.
How it works

Use GoFetch Pay at any vet clinic

Don’t wait for the unexpected to happen. Get access to GoFetch Pay by signing up now.
There are no surprised or hidden fees.

1
Illustration of a medical bill being exchanged between hands.

Get vet care

Get any care from any vet, at any time. But don't reach for your wallet.

2
Illustration of a woman with a smartphone on her hand.

Pay with GoFetch

Open the app, enter the vet bill amount and generate a virtual Visa card.

3
Illustration of a hand holding a smartphone. On the smartphone's screen an insurance claim is being filed.

File a claim

Have an insurance claim? Submit it and enjoy the 45-day interest-free period.

4
Illustration of a calendar and a coin.

Make payment

Claim reimbursements are applied as a payment. Repaying only the remaining balance or what wasn't covered.

HAPPIER WALLETS

Simple
Flexible
Low-Risk

Direct pay your vet for any visit, service or procedure. Works at any clinic in America.

No hidden fees and no credit check required.

GoFetch Pay is always interest-free for 45 days.

What you see is what you pay—never a penny more.

There's no penalty for paying your bill off early.

45 days no interest
0%

ASPCA® Pet Health Insurance customers are pre-approved for GoFetch Pay. Compared to 20%~ interest rate on an average credit card.

Scenarios

GoFetch is a safety net

(with or without an insurance claim)

Insurance policies come in all shapes and sizes. We can help with the costs of pre-existing conditions, co-pays, deductibles, checkups, dental care, medications and more!
Use GoFetch Pay for any vet expense.

Why Insurance May NOT COVER YOU:

Even with insurance, your pet’s wellness services may not be fully covered, including pre-existing conditions, copays or deductibles.

how gofetch helps:

Pay for any vet expense at the time of service. Reimbursements are automatically applied as payment. You only pay the difference.

Dental Scenario

Your pet gets a dental cleaning along with some food

Insurance covers 70%

Assuming you have coverage.

Interest-free for 45-days

Don't worry about upfront and out-of-pocket costs while you wait for reimbursement.

Why Insurance May NOT COVER YOU:

Your pet may need treatments or procedures that are just not part of your coverage.

how gofetch helps:

Pay for any vet expense at the time of service. Reimbursements are automatically applied as payment. You only pay the difference.

Illness Scenario

Your pet gets sick and needs x-rays and treatment at the emergency vet.

You're not sure way insurance covers

You have coverage but need to file the claim first.

Interest-free for 45-days

Don't worry about upfront and out-of-pocket costs while you wait for reimbursement.

Why Insurance May NOT COVER YOU:

You may have wellness services or other procedures that are just not part of your coverage.

how gofetch helps:

Pay for any vet expense at the time of service. Reimbursements are automatically applied as payment. You only pay the difference.

Accident Scenario

Your pet ingests a foreign object while visiting the dog park.

Insurance covers 80%

Assuming you have insurance coverage.

Interest-free for 45-days

Don't worry about upfront and out-of-pocket costs while you wait for reimbursement.

*These scenarios assume your insurance pays within 45 days.

GoFetch is there when you need us

There are times when your policy has exclusions that aren't included in your coverage. We’re a safety net that works with your insurance so you can get the care your pet needs—you always get 45 days interest free.

Situation
solution
If my pet has a vet visit that’s covered by insurance.
Get the care your pet needs without worrying about the upfront cost. Once your claim is reimbursed, you only need to pay the balance.
If my insurance doesn’t cover the vet service.
Get the care your pet needs without paying it all upfront. Pay your bill over 45 days, interest-free.
If my claim is late.
GoFetch Pay is interest-free for 45 days. In addition, 98% of insurance claims are paid within 30 days. (Based on September 2022 to December 2022 internal claims data for the ASPCA® Pet Health Insurance program.)
If my claim is denied.
GoFetchPay is interest-free for 45 days, giving you more time to pay your pet’s vet bill.

Community

Join GoFetch members like you

"This card was a major help to me when paying for my dog Sampson's surgery.

My car needed repairs and the vet needed the payment upfront for the procedure.

Instead of choosing vet care over my car repairs, I was able to use GoFetch to pay for the surgery."

Lyndsey

Member since 2022

"I highly recommend GoFetch Pay.

It's unique that pet owners are no longer required to pay out-of-pocket and then wait to get reimbursed.

Many of us can't afford the standard way, and thus our fur babies were not able to receive the medical attention they urgently needed.”

Martina

Member since 2022

"GoFetch seemed too good to be true, so I went with the expectation that I’d be using a different form of payment, but I couldn’t have been more wrong.

It was a totally painless and seamless process for both me and my vet.

Thanks for providing a service that increases access to veterinary care when our pets need it most, and with  peace of mind."

Ashley

Member since 2022

"Using the GoFetch Pay app was so easy.

And, it made a really stressful event less stressful!

Thank you so much!"

GoFetch Pay User

Member since 2022

“My clinic thought it was very cool!

This was the first time they had heard of GoFetch Pay and they said they thought it was amazing.

I'm a big fan, thank you!"

Janelle

Member since 2022

"GoFetch Pay was easy peasy, and I love it.

Already submitted a claim with my pet health insurance to pay GoFetch Pay.

And then I’ll just pay what they don’t cover."

Renee

Member since 2022

About GoFetch

  • We make pet care friendly, transparent and affordable.

  • We partner with insurance to give pet owners more options and financial benefits.

  • Trusted by vets and pets across America.

Learn more about GoFetch
Picture of a cat extending a paw. The GoFetch logo is below the cat.

It’s free to get started

ASPCA® Pet Health Insurance customers get exclusive access to GoFetch Pay.

Sign Up Now to Claim Your Access

Frequently Asked Questions


For more details click here to visit our Help Center.
How does GoFetch Pay work?

GoFetch Pay allows you to pay your veterinary bill directly at the time of service, so there are no upfront out-of-pocket costs while you wait for insurance reimbursement. And GoFetch Pay is interest for 45 days. Our app works like a credit card, but there's no credit check required with a connected ASPCA® Pet Health Insurance policy.

How do I apply for and get early access to GoFetch Pay?

GoFetch Pay is in a beta or early access stage, so users are given access in different phases. Our next release will be in Spring 2023.

Sign up now to claim your account. As an ASPCA® Pet Health Insurance policyholder, you're automatically qualified to use GoFetch Pay. There is no cost to sign up.

The first step is to sign up on the GoFetch Pay website and answer a few questions. Then we'll work with ASPCA® Pet Health Insurance to set you up. You'll receive an email when it's time to download the GoFetch Pay app.

How do I pay for my veterinary bill using GoFetch Pay?

When it's time to pay your vet bill, open the GoFetch Pay app, enter the bill amount, and like magic, you’ll generate a virtual Visa card and use it like a credit card to pay the bill. Even if you're not making a pet insurance claim, you can still use GoFetch Pay.

If you're filing an insurance claim, select GoFetch as the reimbursement option. Once your insurance provider reimburses GoFetch, your claim is automatically reconciled. You’re only repaying the remaining balance or the amount not covered by your policy. And you have 45 days to pay, interest-free.

Are there any restrictions when using GoFetch Pay?

When GoFetch Pay is linked with your active ASPCA® Pet Health Insurance policy, any veterinary visit, treatment, service, procedure or items (like food and medication) purchased at the veterinary clinic can be charged using GoFetch Pay.