Your insurance’s new best friend
Simple payment solution for your pet’s vet care. No surprises or hidden fees.
Don’t pay upfront-out-of-pocket for vet bills while you’re waiting for insurance reimbursement
Safety net for all things your insurance doesn’t cover
Direct pay the vet—up to $10K interest-free for 45 days for care at any clinic, any time
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Use GoFetch Pay at any vet clinic
Don’t wait for the unexpected to happen. Get access to GoFetch Pay by signing up now.
There are no surprised or hidden fees.

Get vet care
Get any care from any vet, at any time. But don't reach for your wallet.

Pay with GoFetch
Open the app, enter the vet bill amount and generate a virtual Visa card.

File a claim
Have an insurance claim? Submit it and enjoy the 45-day interest-free period.

Make payment
Claim reimbursements are applied as a payment. Repaying only the remaining balance or what wasn't covered.
Simple
Flexible
Low-Risk
Direct pay your vet for any visit, service or procedure. Works at any clinic in America.
ASPCA® Pet Health Insurance customers are pre-approved for GoFetch Pay. Compared to 20%~ interest rate on an average credit card.
GoFetch is a safety net
(with or without an insurance claim)
Insurance policies come in all shapes and sizes. We can help with the costs of pre-existing conditions, co-pays, deductibles, checkups, dental care, medications and more!
Use GoFetch Pay for any vet expense.
Even with insurance, your pet’s wellness services may not be fully covered, including pre-existing conditions, copays or deductibles.
Pay for any vet expense at the time of service. Reimbursements are automatically applied as payment. You only pay the difference.
Your pet gets a dental cleaning along with some food
Assuming you have coverage.
Don't worry about upfront and out-of-pocket costs while you wait for reimbursement.
Your pet may need treatments or procedures that are just not part of your coverage.
Pay for any vet expense at the time of service. Reimbursements are automatically applied as payment. You only pay the difference.
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Your pet gets sick and needs x-rays and treatment at the emergency vet.
You have coverage but need to file the claim first.
Don't worry about upfront and out-of-pocket costs while you wait for reimbursement.
You may have wellness services or other procedures that are just not part of your coverage.
Pay for any vet expense at the time of service. Reimbursements are automatically applied as payment. You only pay the difference.
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Your pet ingests a foreign object while visiting the dog park.
Assuming you have insurance coverage.
Don't worry about upfront and out-of-pocket costs while you wait for reimbursement.
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GoFetch is there when you need us
There are times when your policy has exclusions that aren't included in your coverage. We’re a safety net that works with your insurance so you can get the care your pet needs—you always get 45 days interest free.
Community
Join GoFetch members like you
About GoFetch
We make pet care friendly, transparent and affordable.
We partner with insurance to give pet owners more options and financial benefits.
Trusted by vets and pets across America.

It’s free to get started
ASPCA® Pet Health Insurance customers get exclusive access to GoFetch Pay.
Sign Up Now to Claim Your AccessFrequently Asked Questions
For more details click here to visit our Help Center.
GoFetch Pay allows you to pay your veterinary bill directly at the time of service, so there are no upfront out-of-pocket costs while you wait for insurance reimbursement. And GoFetch Pay is interest for 45 days. Our app works like a credit card, but there's no credit check required with a connected ASPCA® Pet Health Insurance policy.
GoFetch Pay is in a beta or early access stage, so users are given access in different phases. Our next release will be in Spring 2023.
Sign up now to claim your account. As an ASPCA® Pet Health Insurance policyholder, you're automatically qualified to use GoFetch Pay. There is no cost to sign up.
The first step is to sign up on the GoFetch Pay website and answer a few questions. Then we'll work with ASPCA® Pet Health Insurance to set you up. You'll receive an email when it's time to download the GoFetch Pay app.
When it's time to pay your vet bill, open the GoFetch Pay app, enter the bill amount, and like magic, you’ll generate a virtual Visa card and use it like a credit card to pay the bill. Even if you're not making a pet insurance claim, you can still use GoFetch Pay.
If you're filing an insurance claim, select GoFetch as the reimbursement option. Once your insurance provider reimburses GoFetch, your claim is automatically reconciled. You’re only repaying the remaining balance or the amount not covered by your policy. And you have 45 days to pay, interest-free.
When GoFetch Pay is linked with your active ASPCA® Pet Health Insurance policy, any veterinary visit, treatment, service, procedure or items (like food and medication) purchased at the veterinary clinic can be charged using GoFetch Pay.